One way that we have accomplished this is to use a free online program to track our earnings, spendings, debt and assets. Mint.com is a great tool, easy to use and you can link most every online account you have to them to help track your money.
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After reading the Dave Ramsey book...Total Money Makeover, my life, then my husbands was transformed into one of wanting to be debt free. We have a lot of debt, probably more than average, so it will take us a little while to get out of it. We are committed and I look forward to sharing with you when we hit certain goals. Thanks!
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